Channel^® Seed Financing

^{The following terms and definitions are applicable to the programs above: Order is defined as product ordered with a Channel® SeedPro. | Net Sales dollars are defined as retail value of purchases in MY26 less any returns, replants, brand & offered discounts. | Net units are defined as retail units that do not include replant, trial, side-by-side, free, market development plot, returned, recalled, and/or transferred out seed. | Market year is defined as 9/1 - 8/31. | Cash is defined as a check, e-pay or credit card. | Current Customer is defined as a customer who has Channel® net sales in market year 26 | New Customer is defined as a customer who has no Channel® net sales in market year 26.}

^{Any payment received will first be applied to the prior season’s outstanding balance before Prepay discounts are calculated and applied for the current season.}

^{*0% financing available on qualifying Channel® seed purchases through June 30, 2027, subject to credit approval and applicable program terms. Minimum purchase, regional, product, and payment restrictions may apply. See Channel.com/finance or contact your Channel SeedPro for complete terms.}

^{1 JOHN DEERE FINANCIAL Customer Terms: Offer valid on qualifying purchases made 01 September 2026 through 30 June 2027. Fixed 0% APR from the date of}

^{purchase, which may be prior to delivery, until November 2027, when the entire transaction amount is due in full. Regular Multi-Use Account rates will apply}

^{after that date.}

^{2 JOHN DEERE FINANCIAL Customer Terms: Offer valid on qualifying purchases made 01 September 2026 through 30 June 2027. No interest will assess for up}

^{to 150 days from the date of purchase. After the promotional period, interest charges will begin to accrue at Prime + 4% APR, until November 2027, when the}

^{entire transaction amount and accrued interest are due in full. Regular Multi-Use Account rates will apply after that date. The Prime Rate will vary with the}

^{Citibank Prime Rate.}

^{3 JOHN DEERE FINANCIAL Customer Terms: Offer valid on qualifying purchases made 01 September 2026 through 31 August 2027. Prime Rate – 1.00% APR from}

^{the date of purchase, which may be prior to delivery, until November 2027, when the entire transaction amount and accrued interest are due in full. Regular}

^{Multi-Use Account rates will apply after that date. The Prime Rate will vary with the Citibank Prime Rate.}

^{4 JOHN DEERE FINANCIAL Customer Terms: Offer limited to Multi-Use Account Agricultural customers with an available Special Terms limit. Subject to the}

^{Multi-Use Account credit agreement and approval. Offer may be limited to qualifying products. $2,500 minimum purchase required. Subject to merchant}

^{participation, see your local merchant for complete details. Multi-Use Accounts are a service of John Deere Financial, f.s.b.}

^{5 DLL CUSTOMER FINANCE TERMS: 0% interest rate available on qualified purchases made between 01 September 2026 and 30 June 2027. Purchase must be}

^{made and submitted through DLL’s Dealer Online system by 30 June 2027 in order to qualify for 0% interest rate. Interest will be assessed on these transactions}

^{from the date of purchase, which may be prior to delivery or receipt of merchandise. CUSTOMER PAYMENT TERMS: Due in full by 24 November 2027. See DLL}

^{account agreement for full terms and conditions.}

^{6 DLL CUSTOMER FINANCE TERMS: No Payments and No Interest available for 150 days on qualified purchases made between 01 September 2026 and 30 June}

^{2027. Purchase must be made and submitted through DLL’s Dealer Online system by 30 June 2027 in order to qualify for no interest charges. Any balances}

^{remaining after the promotional period, interest rate charges will begin to accrue at 9.90%. CUSTOMER PAYMENT TERMS: Due in full by 24 November 2027. See}

^{DLL account agreement for full terms and conditions.}

^{7 DLL CUSTOMER FINANCE TERMS: Prime less 1% interest rate available on qualified purchases made between 01 September 2026 and 31 August 2027. Purchase}

^{must be made and submitted through DLL’s Dealer Online system by 31 August 2027 in order to qualify for Prime less 1% rate. Interest will be assessed on these}

^{transactions from the date of purchase, which may be prior to delivery or receipt of merchandise. CUSTOMER PAYMENT TERMS: Due in full by 24 November}

^{2027. See DLL account agreement for full terms and conditions.}

^{8 Subject to DLL Credit approval, terms and conditions. Agricultural products are offered by DLL. Prime Rate means for any day the highest rate published from time to time in the “Money Rates” section of The Wall Street Journal as the Prime Rate for that day (or, if The Wall Street Journal is not available, any other authoritative source of that rate selected by Lender). DLL reserves the right to cancel or change offers, rates, and terms at any time without notice. All financing is subject to credit review and approval and other terms and conditions as described in DLL’s Financing Plans and Programs and in its sole discretion.}

^{9 CHANNEL® HARVEST PLAN Terms: Sign up by May 31st, 2027 and finance a minimum of $2,500 to receive Fixed 0% APR interest. Apply at https://my-Channel.agro.services/en-us/credit application. Qualifying products include Channel branded corn, soybeans, and sorghum and other authorized corn and soybean products net units which are calculated after returns, replants, transfers, and free seed. Customer must have an active Technology Stewardship Agreement (TSA) and Channel® SeedPro must have an active Channel® SeedPro Agreement.}

^{TERMS AND CONDITIONS}

^PREPAY:

^{Any payment received will first be applied to the prior season’s outstanding balance before Prepay discounts are calculated and applied for the current season.}

^{To receive a Prepay Discount, Payment mailed to lockbox must be RECEIVED by the published deadline. All other methods of payment must be processed before 3:59 p.m. CST on the day of the published deadline. Once payment has been received, please allow 3-5 business days for your transaction to process.}

^{If a current customer’s net sales fall below 85% of prior year net sales dollars or a new customer’s net sales dollars fall below the $5,000 minimum, then prepay discount lock percentage will default back to 5% base discount. The customer’s previous discount is no longer applicable.}

^{Customer can break the order and payment into multiple pay periods; however, the program will not lock applicable discount until the cumulative sum hits 85% of prior year net sales for current customers or $5,000 payment for new customers by the specified deadline period.}

^{If a customer uses a mix of payment methods to reach the discount lock, the discount will default to the lowest discount percentage for the Prepay program.}

^{A customer can participate in Cash, financing through John Deere Financial, DLL, and Harvest Plan programs, but not on the same unit of seed/dollar.}

^GENERAL:

^{Qualifying products include Channel® brand corn, Channel® brand sorghum, Channel® brand soybeans and other authorized soybean products net sales. Net sales are the retail value of purchases in MY26 less any returns, replants, brand & offered discounts. Total of all discounts cannot exceed net sales.}