Channel Financing

^{The following terms and definitions are applicable to the programs above: Order is defined as product ordered with a Channel® SeedPro. | Net Sales dollars are defined as retail value of purchases in MY25 less any returns, replants, brand & offered discounts. | Net units are defined as retail units that do not include replant, trial, side-by-side, free, market development plot, returned, recalled, and/or transferred out seed. | Market year is defined as 9/1 - 8/31. | Cash is defined as a check, e-pay or credit card. | Current Customer is defined as a customer who has Channel® net sales in market year 25 | New Customer is defined as a customer who has no Channel® net sales in market year 25. Any payment received will first be applied to the prior season’s outstanding balance before Prepay discounts are calculated and applied for the current season.}

^{1. JOHN DEERE FINANCIAL Customer Terms: Offer valid on qualifying purchases made 01 September 2025 through 06 March 2026. Fixed 0% APR from the date of purchase, which may be prior to delivery, until November 2026, when the entire transaction amount is due in full. Regular Multi-Use Account rates will apply after that date.}

^{2. JOHN DEERE FINANCIAL Customer Terms: Offer valid on qualifying purchases made 01 September 2025 through 06 March 2026. After the promotional period, interest charges will begin to accrue at Prime + 4% APR, until November 2026, when the entire transaction amount and accrued interest are due in full. Regular Multi-Use Account rates will apply after that date. The Prime Rate will vary with the Citibank Prime Rate.}

^{3. JOHN DEERE FINANCIAL Customer Terms: Offer valid on qualifying purchases made 01 September 2025 through 31 August 2026. Prime Rate – 1.00% APR from the date of purchase, which may be prior to delivery, until November 2026, when the entire transaction amount and accrued interest are due in full. Regular Multi-Use Account rates will apply after that date. The Prime Rate will vary with the Citibank Prime Rate.}

^{4. JOHN DEERE FINANCIAL Customer Terms: Offer limited to Multi-Use Account Agricultural customers with an available Special Terms limit. Subject to the MultiUse Account credit agreement and approval. Offer is subject to change without prior notice. Changes to this finance offer will not impact previously posted transactions. Offer may be limited to qualifying products. $2,500 minimum purchase required. Subject to merchant participation, see your local merchant for complete details. Multi-Use Accounts are a service of John Deere Financial, f.s.b.}

^{5. Rabo CUSTOMER FINANCE TERMS: 0% interest rate available on qualified purchases made between 01 September 2025 and 06 March 2026. Purchase must be made and submitted through Rabo’s Dealer Online system by 06 March 2026 in order to qualify for 0% interest rate. Interest will be assessed on these transactions from the date of purchase, which may be prior to delivery or receipt of merchandise. CUSTOMER PAYMENT TERMS: Due in full by 25 November 2026. See Rabo AgriFinance account agreement for full terms and conditions.}

^{6. Rabo CUSTOMER FINANCE TERMS: No Payments and No Interest available for 150 days on qualified purchases made between 01 September 2025 and 06 March 2026. Purchase must be made and submitted through Rabo’s Dealer Online system by 06 March 2026 in order to qualify for no interest charges. Any balances remaining after the promotional period, interest rate charges will begin to accrue at Prime + 4%. CUSTOMER PAYMENT TERMS: Due in full by 25 November 2026. See Rabo AgriFinance account agreement for full terms and conditions.}

^{7. Rabo CUSTOMER FINANCE TERMS: Prime less 1% interest rate available on qualified purchases made between 01 September 2025 and 31 August 2026. Purchase must be made and submitted through Rabo’s Dealer Online system by 31 August 2026 in order to qualify for Prime less 1% rate. Interest will be assessed on these transactions from the date of purchase, which may be prior to delivery or receipt of merchandise. CUSTOMER PAYMENT TERMS: Due in full by 25 November 2026. See Rabo AgriFinance account agreement for full terms and conditions.}

^{8. Subject to Rabo AgriFinance Credit approval, terms and conditions. Prime Rate means for any day the highest rate published from time to time in the “Money Rates” section of The Wall Street Journal as the Prime Rate for that day (or, if The Wall Street Journal is not available, any other authoritative source of that rate selected by Lender). Agricultural products are offered by Rabo AgriFinance LLC and Cooperative Rabobank U.A., New York Branch. Rabo AgriFinance LLC is an Equal Opportunity Provider. Loans made or arranged pursuant to a California Financing Law License #603F585.}

^PREPAY:

^{Any payment received will first be applied to the prior season’s outstanding balance before Prepay discounts are calculated and applied for the current season. To receive a Prepay Discount, Payment mailed to lockbox must be RECEIVED by the published deadline. All other methods of payment must be processed before 3:59 p.m. CST on the day of the published deadline. Please allow 3-5 business days for your transaction to process. If a current customer’s net sales fall below 85% of prior year net sales dollars or a new customer’s net sales dollars fall below the $5,000 minimum, then Channel® reserves the right to move the discount lock percentage back to 5% discount. The customer’s previous discount is no longer applicable.Customer can break the order and payment into multiple pay periods; however, the program will not lock applicable discount until the cumulative sum hits 85% of prior year net sales for current customers or $5,000 payment for new customers by the specified deadline period. If a customer uses a mix of payment methods to reach the discount lock, the discount will default to the lowest discount percentage for the Prepay program. A customer can participate in Cash, financing through John Deere Financial, Rabo AgriFinance, and Harvest Plan programs, but not on the same unit of seed/dollar.}

^GENERAL:

^{Qualifying products include Channel® brand corn, Channel® brand sorghum, Channel® brand soybeans and other authorized soybean products net sales. Net sales are the retail value of purchases in MY25 less any returns, replants, brand & offered discounts. Total of all discounts cannot exceed net sales.}